A Fresh Start With Chapter 7 Bankruptcy
Does this scenario sound familiar? You ran into financial trouble and had to use your credit card. You were late on your card payment, so the rates went up. You moved your debt to another card. You refinanced your house to pay off the credit card debt. Your mortgage payment is now too big, so you started using your credit card again.
Debt can be a vicious cycle. We can help end it so you can get a fresh start.
Kerney Law Firm focuses strictly on bankruptcy law. Our attorney, Christopher Kerney, helps individuals decide whether Chapter 7 or Chapter 13 bankruptcy is the right fit for them.
How Can Chapter 7 Help Me?
In Chapter 7 you can eliminate your unsecured debts such as:
- Credit card bills
- Medical bills
- Personal loans
One of the other benefits of Chapter 7 is the automatic stay. The automatic stay puts a halt to all collection activities as soon as we file your bankruptcy paperwork. This means that debt collectors and creditors will have to stop harassing you. The automatic stay stops collection activities such as:
- Phone calls and mail
- Repossession
- Garnishments
- Foreclosure
The immediate halt to collection activities coupled with the ability to discharge unsecured debts makes Chapter 7 bankruptcy an effective tool for people to get back on their feet.
Why Choose Kerney Law Firm?
Our firm focuses exclusively on bankruptcy and finding the right debt relief solutions for our clients. We tailor our approach for each client. No two people’s situations are the same and you deserve representation that is going to help you make the most of the opportunity for debt relief that Chapter 7 presents.
Many people believe they have to drive to Nashville to work with an experienced bankruptcy attorney, but we provide the same level of service and experience locally, with a friendly and nonjudgmental attitude. Attorney Chris Kerney will take the time to answer all of your bankruptcy questions, so you can move forward with confidence.
Chapter 7 Bankruptcy Attorney Serving Gallatin And The Surrounding Areas
Clients in Gallatin and across Tennessee have trusted Mr. Kerney with their debt-related problems for more than a decade. You can, too. When you decide it is time to get help with your debt, we offer highly effective representation without judgment. To schedule a free initial consultation, call 615-206-9900 or contact us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.