Getting Your Finances Back On Track

Stop Creditor Calls With An Automatic Stay

If you are thinking about bankruptcy, it may be because of the nasty creditor phone calls, letters or other harassment. Creditors may call during dinner. Creditors may call every 15 minutes. Creditors may say they are going to pick up your car while you’re at work. Or creditors may write threatening letters.

At Kerney Law Firm, we have helped people throughout Middle Tennessee put an end to creditor harassment and find relief from their debt. Our attorney, Christopher Kerney, has been guiding individuals, families and businesses through the bankruptcy process for  more than 20 years. You may feel alone, but you are not the only person who has struggled with debt. We are here to help.

Read on to learn more about stopping collection calls and creditor harassment with personal bankruptcy. For more practical information about bankruptcy, visit our frequently asked questions.

Bankruptcy Stops Creditor Harassment

Creditor harassment can make you feel alone, helpless or ashamed. But we have good news for you. After filing a Chapter 7 or a Chapter 13 bankruptcy, the collector calls should stop immediately. If they call you anyway, give them our phone number, and we’ll take care of it for you.

Either a Chapter 7 or Chapter 13 bankruptcy will stop the collector calls, although there are pros and cons to each type of filing. When we meet with you, we will discuss your situation in detail and help you decide which type of bankruptcy is right for you.

Here is how it works:

  • When you file for bankruptcy, we give a full list of all of your creditors to the bankruptcy court clerk.
  • A letter is sent out to each creditor and they must stop contacting you.
  • If someone should contact you before they receive the letter, you give the creditor your case number and our law firm’s phone number.
  • The calls end – and we negotiate with your creditors.

Stop Creditor Harassment And Collection Calls – Call 615-206-3004

Stop tossing and turning due to money worries. Our law firm helps individuals and families in Gallatin, Portland, Hendersonville, Lebanon and the surrounding area. Let us evaluate your financial situation and help you identify your options. Your first consultation with a lawyer is free with no obligation. Call or contact us online today.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.