If life has thrown some financial curve balls at you, you're definitely not alone in your struggle. Many Tennessee residents are currently trying to overcome serious crises that have left them in need of immediate debt relief. Perhaps you unexpectedly became unemployed and are having a tough time making ends meet between jobs. Maybe you incurred other debts you were not prepared to meet.
Often, a key to start overcoming financial trouble lies in knowing what types of options are available. You might be eligible for bankruptcy. There are several types, and there are qualifications you must satisfy to apply for each type. It's possible to be eligible for one kind of debt relief program but not another. If you hope to file for Chapter 7 bankruptcy, you'll have to take a means test first.