Gallatin Bankruptcy Law Blog
What is the difference between Chapter 7 and 13 bankruptcy?
Bankruptcy can help people struggling with financial debt get a clean slate and control their income and their future. Deciding on declaring bankruptcy is not the only choice an applicant will have to make; they will also need to choose which type of bankruptcy is...
Crucial steps to consider when recovering from bankruptcy
It was not easy as it took a great amount of work and sacrifice, but you got through your bankruptcy. You jumped one hurdle, but now you face many more on your way toward rebuilding your credit rating. There is no shame in filing for bankruptcy, which is often...
How do I stop creditor harassment?
If you have found yourself in debt, you are probably also experiencing the harassment of creditors. They call you during family dinner. Intimidating letters keep appearing in your mailbox. They send texts to your phone about coming to get your car. The threats and...
Will you pass a means test to qualify for bankruptcy?
If life has thrown some financial curve balls at you, you're definitely not alone in your struggle. Many Tennessee residents are currently trying to overcome serious crises that have left them in need of immediate debt relief. Perhaps you unexpectedly became...
Has job loss left you in a difficult financial situation?
A number of events can turn your life on its head in an instant. For example, you may have felt steady and secure in your career choice only to find yourself facing unexpected job loss. Now, as you stare down unemployment, you worry about your financial situation.This...
Understanding an automatic stay
Bankruptcy has grown increasingly prevalent across the United States. Small newspapers that fall within the Lakeway Publishers, Inc. umbrella, which produces content in Tennessee, Virginia and Missouri, has recently sought out Chapter 11 bankruptcy...
3 good reasons to consider filing bankruptcy
Finances are difficult to manage. If things are getting out of hand, you may be considering several potential resolutions, one of them being bankruptcy. Filing for bankruptcy may sound like an extreme decision, but if you do it at the right time in the right way,...
Key elements affecting a tax refund during bankruptcy
As tax season approaches, many people have concerns. For those facing or contemplating bankruptcy, this may compound these concerns.There are important things to understand about bankruptcy before making certain decisions. In regards to a tax return,...
Student Loan Discharge and the Bankruptcy Process
If you attended college, did you have to take out loans? Student loan debt is one of the most common lingering financial burden Tennesseans face. While programs have been created to assist those floundering with repaying student loans, there haven’t been...
Am I going to lose my car in bankruptcy?
Many people mistakenly think of bankruptcy and assume that it necessarily involves liquidation of all one's assets—including your home, car and anything else valuable you might own. On the contrary, there are several different bankruptcy options, and you can...
