If You Are Facing Foreclosure, There Is No Time To Waste
If you are behind on your home mortgage, you can’t catch up, and you want to keep the property, the answer may be a Chapter 13 bankruptcy plan. Chapter 13 puts an immediate halt to all collection activities, including foreclosure. As soon as we file your petition, your bank will be forced to temporarily stop any foreclosure proceedings. This provides a break where we can begin crafting a plan that can help you get current on your mortgage and help you save your home.
At Kerney Law Firm in Gallatin, Tennessee, we are here to help you keep your home and make a fresh financial start. We have helped countless people just like you. Contact us to learn more about our services and to arrange a free initial consultation.
A Foreclosure Notice Does Not Mean You Have Lost Your House
When your mortgage lender runs out of patience, they will start the foreclosure process by sending you a notice that the foreclosure has begun. The lender will simply advertise the sale in a local newspaper on the same day of the week for three consecutive weeks and then sell the property in the fourth week. However, it is still possible to prevent foreclosure and remain in your home, where you have made memories and built a life with your loved ones.
The key to preventing foreclosure is to file for bankruptcy before the foreclosure sale date. If your goal is to keep your house, contact our firm as soon as possible. We help individuals and families in Gallatin, Portland, Lebanon, Hendersonville and the surrounding area. Attorney Chris Kerney can help you negotiate with your lender, modify payments or refinance in order to help you keep your home.
We’re Ready To Help You Fight For Your Home
At Kerney Law Firm, we understand the need for urgency and effective action when people’s homes are threatened with foreclosure. Attorney Christopher Kerney previously represented creditors in bankruptcy proceedings. His experience on the other side of the courtroom gives him an advantage when he is working to help people fight for their homes through bankruptcy.
For more information about how bankruptcy can help you, please review our FAQ page.
Foreclosure Defense Attorney Serving Gallatin And The Surrounding Areas
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.