A Fresh Start With Chapter 7 Bankruptcy

Does this scenario sound familiar? You ran into financial trouble and had to use your credit card. You were late on your card payment, so the rates went up. You moved your debt to another card. You refinanced your house to pay off the credit card debt. Your mortgage payment is now too big so you started using your credit card again.

Debt can be a vicious cycle. We can help end it so you can get a fresh start.

Christopher Kerney, Attorney at Law is a law firm that focuses strictly on bankruptcy law. Our attorney, Christopher Kerney helps individuals decide whether Chapter 7 or Chapter 13 bankruptcy is the right fit for them.

How Can Chapter 7 Help Me?

In Chapter 7 you can eliminate your unsecured debts such as:

  • Credit card bills
  • Medical bills
  • Personal loans

One of the other benefits of Chapter 7 is the automatic stay. The automatic stay puts a halt to all collection activities as soon as we file your bankruptcy paperwork. This means that debt collectors and creditors will have to stop harassing you. The automatic stay stops collection activities such as:

  • Phone calls and mail
  • Repossession
  • Garnishments
  • Foreclosure

The immediate halt to collection activities coupled with the ability to discharge unsecured debts makes Chapter 7 bankruptcy an effective tool for people to get back on their feet.

Focused Exclusively On Bankruptcy

At Christopher Kerney, Attorney at Law, our firm focuses exclusively on bankruptcy and finding the right debt relief solutions for our clients. We tailor our approach for each client. No two people's situations are the same and you deserve representation that is going to help you make the most of the opportunity for debt relief that Chapter 7 presents.

To learn the answers to frequently asked questions, please review our FAQ page.

Chapter 7 Bankruptcy Attorney Serving Gallatin And The Surrounding Areas

When you decide it is time to get help with your debt, we offer highly effective representation without judgment. To schedule a free initial consultation, call 615-206-3004 or contact us online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.